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with eligible immediate deposits and decide-in** Opt-in required. Account needs to have First qualified immediate deposits, should be in good standing and have an activated chip-enabled debit card to decide-in. Ongoing eligible direct deposits along with other requirements apply to take care of eligibility for overdraft safety. Only debit card buy transactions are suitable for overdraft protection and overdrafts are paid at our discretion. We reserve the right not to pay back overdrafts.
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